Question 1

What's the total cost for Malta Permanent Residence as an American?

Accepted Answer

Under L.N. 146/2025, total costs start at approximately €200,000–€230,000 over the 5-year qualifying period. This includes: €60,000 administration fee, €37,000 government contribution, property costs (purchase min. €375,000 or rent min. €14,000/year for 5 years), professional fees, and annual compliance fees.

Question 2

What are the financial requirements for Malta Permanent Residence?

Accepted Answer

Per L.N. 146/2025, you need either: (A) capital assets of at least €500,000, of which a minimum of €150,000 must be in financial assets; or (B) capital assets of at least €650,000, of which a minimum of €75,000 must be in financial assets.

Question 3

Can I include my family in the Malta Permanent Residence application?

Accepted Answer

Yes! The Malta Permanent Residence Programme allows up to four generations in a single application—spouse/partner, children (including adult dependants up to age 29), parents, and grandparents.

Question 4

Do I need to buy property or can I rent for Malta Permanent Residence?

Accepted Answer

You have two options under L.N. 146/2025: purchase property (minimum €375,000) or rent (minimum €14,000/year). The government contribution of €37,000 remains the same whether you choose to rent or purchase.

Question 5

How long does the Malta residency application process take?

Accepted Answer

Nomad Residence Permit: typically 6–10 weeks. Malta Permanent Residence Programme: approximately 6–9 months from application to certificate issuance.

Question 6

What is the minimum stay requirement for Malta Permanent Residence?

Accepted Answer

There is no minimum physical presence requirement in Malta. However, you cannot spend more than 183 days per year in any other single jurisdiction to avoid triggering tax residency elsewhere.